California injury laws
Insurance Code § 11580.2: uninsured motorist coverage
This statute governs uninsured and underinsured motorist coverage. For a crash with an unidentified hit-and-run driver, it requires, among other conditions, that the injury arose from physical contact with the insured or the vehicle the insured was in. Read your policy and report a hit-and-run promptly.
What the law says
This statute governs uninsured and underinsured motorist coverage. For a crash with an unidentified hit-and-run driver, it requires, among other conditions, that the injury arose from physical contact with the insured or the vehicle the insured was in.
Official text (excerpt)
shall be legally entitled to recover as damages for bodily injury or wrongful death from the owner or operator of an uninsured motor vehicle. … (1) The bodily injury has arisen out of physical contact of the automobile with the insured or with an automobile that the insured is occupying.
Read the full section on the official site
Why it matters in an injury claim
Read your policy and report a hit-and-run promptly. Your own coverage may be the main source of recovery when the other driver is unknown or uninsured.
Related pages
- Car accidentsCollisions on Riverside County freeways and streets.
- Pedestrian accidentsPeople on foot struck by vehicles.
- Vehicle Code § 20001The duty to stop after an injury crash
- Uber and Lyft crashesInsurance by trip stage, and what passengers should collect.
- Hurt while visitingReports, rental cars and the deadlines that follow you home.
Hurt in Riverside County?
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